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Mayor's NTI Loan Program

Summary

The Mayor’s Neighborhood Transformation Initiative (NTI) Forgivable Loan program provides financial assistance to businesses and landlords located in one of the targeted neighborhoods. These programs aim to fill vacancy and reactivate commercial corridors.

Eligibility

Businesses and landlords located in: Glenville Circle North, Buckeye-Woodhill, E. 79th Street (between Central Ave and Kinsman Rd), and Clark-Metro    

Max Assistance

Up to $100,000    

Use of Proceeds

Business owners: build-out, acquisition of equipment, furniture and fixtures, signage

Landlords: interior/ exterior renovations, landscaping, fencing 

Equity Requirement

Applicant must provide a minimum of 10% equity. 

Collateral

City to have a UCC lien on business assets. Other collateral may be deemed necessary.

Interest Rates

Up to 3% interest rate 

Loan Terms

Up to 5 years for business owners and up to 11 years for landlords. 

Forgiveness

$3,000 for architectural and engineering fees (for landlords only)

12 months before the term of the loan, compliance will be reviewed and the balance may be forgiven.